Life Without Health Insurance?!?
What would life be like without health insurance?
Egads! The very thought gives me nightmares.
Actually it doesn’t. But the thought of life without air conditioning, now that gives me hot flashes…
I digress. Let me start out by saying that I do believe that health insurance is a good and smart thing to have, but the idea that it is absolutely necessary is hogwash.
The folks at Blue Cross/Blue Shield – who brought us health insurance in the first place – disagree with me though, and have posted this little health insurance history on their website:
“Health insurance didn’t always exist.
Let that notion sink in for a moment as you try to imagine a world without health insurance. How could ordinary Americans afford health care? Who would help doctors and hospitals finance viable practices that provide care and advance medical innovation? How could our society function and prosper without access to quality medical care?”
Gosh, this gives me the same warm, fuzzy feeling as a Norman Rockwell painting…
Let me answer a few of these rhetorical questions, one at a time:
How could ordinary Americans afford health care?
Simple. By paying for it. Just like we do for every other service or product we purchase. In fact, health care would be a lot more affordable today if health insurance hadn’t taken it over 40 years ago.
Who would help doctors and hospitals finance viable practices that provide care and advance medical innovation?
Are they kidding? Who finances grocery stores? Beauty shops? JC Penney’s? Consumers do. By spending their cash at these fine establishments, consumers finance the creation, maintenance, and expansion of these businesses. And health care should be no different because patients, as the ultimate consumers of health care, could and would do the same.
How could our society function and prosper without access to quality medical care?
Now this question is my favorite, but you’ll have to tune in next time to find out the answer. Think it over and please post your thoughts…
It’s not the COSTS of health care that are outrageous…it’s the CHARGES.