The Wacasey Equation

Comparison of Health Insurance Policies

Lancaster ISD

Employee Plans:

08-03-15 Metroplex ISD Analysis - Tier 2 - $225 EO

At $ 1,392, it looks like the ActiveCare 1-HD policy has the lowest premium, and would cost you the least to stay well (that is, if you don’t have any health care expenses) throughout the year.
  
Now, let’s compare the other policies to the ActiveCare 1-HD policy:
  
If you bought the ActiveCare Select policy instead, it would cost you $1,584 more in premiums. But remember, P + O = W, so by choosing the ActiveCare Select plan, then WHAT You Might Spend on health insurance and health care would be even $1,734 MORE than if you had just gone with the lower cost, ActiveCare 1-HD plan.
  
If you bought the ActiveCare 2 policy instead, it would cost you $3,276 more in premiums. But remember, P + O = W, so by choosing the ActiveCare 2 plan, then WHAT You Might Spend on health insurance and health care would be even $3,426 MORE than if you had just gone with the lower cost, ActiveCare 1-HD plan.
  
If you bought the Scott & White HMO policy instead, it would cost you $1,956 more in premiums. But remember, P + O = W, so by choosing the Scott & White HMO plan, then WHAT You Might Spend on health insurance and health care would be even $506 MORE than if you had just gone with the lower cost, ActiveCare 1-HD plan.
 
This comparison is for illustrative purposes only, and should not be used as a substitute for professional financial advice.
The user should carefully examine all details of each health insurance policy under consideration,
and choose a plan based on their individual needs.